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All Loyalty Program benefits, amenities, offers, awards and services are subject to availability and may be changed by the Company at any time without notice.

The Company may terminate the Loyalty Program, in whole or in part, with six (6) months' advance notice to all active Loyalty Members and with less than six months' notice in any jurisdiction if required to do so by applicable law.

is Marriott Bonvoy™ (hereinafter, the “Loyalty Program”).

However, each creditor has a different process for determining whether a debt is uncollectable.Writing off a debt allows a credit card company to report it as a loss and reduce its tax liability.But it does not eliminate your obligation to pay the debt.As a result, how long it takes before your debt is written off depends on your credit card company, your assets, and your payment history.Just because the credit card company writes off your debt doesn’t mean that you're off the hook.

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