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Debt consolidation is a sensible solution for consumers overwhelmed by credit card debt. Consolidation cuts costs by lowering the interest rate on debts and reducing monthly payments.
Debt consolidation is a financial strategy, merging multiple bills into a single debt that is paid off by a loan or through a management program.
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Five years later, six of the nine—all but Azerbaijan, Georgia, and Uzbekistan—agreed to renew the treaty for five more years, and in 2002 those six agreed to create the Collective Security Treaty Organization as a military alliance.
Uzbekistan rejoined the CSTO in 2006 but withdrew in 2012.
Debt consolidation is especially effective on high-interest debt such as credit cards.
It should reduce your monthly payment by lowering the interest rate on your bills, making it easier to pay off the debt.