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Our terms and conditions will continue to apply during this period.
We are sorry to say goodbye to all of our loyal users and would like to say thank you for using Entropay.
You should also be aware that basic accounts can still charge you for things like using your debit card abroad, and for certain types of special payments from the account like same-day CHAPS payments.
If you need help managing your money, the Budgeting guide has hints, tips and tricks to see where you're spending and help you cut down.
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As the name suggests, a basic bank account offers a place for you to store your money and pay your money from, without overdraft facilities.
Most basic bank accounts will give you a debit card, so you can make payments in shops and online, and all allow you to set up direct debits – which is great, as this can make bills cheaper than paying by cash or cheque. Since 1 January 2016, new basic bank accounts have been free of charges for bounced payments for the first time.
Basic bank accounts are products designed for those with poor credit scores.
On Mac models without built-in Touch ID, you can complete your purchase using Apple Pay on your eligible i Phone or Apple Watch: On your i Phone, go to Settings Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement.
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This is a guide to the best basic bank accounts for people with poor credit who can't get (or don't want) standard bank accounts.
As long as you have basic ID, you should be able to get one with a debit card, and the ability to pay direct debits.