Pay by phone adult dating
Most transactions do not require authentication, but some require authentication using PIN, before transaction is completed.The payment could be deducted from a pre-paid account or charged to a mobile or bank account directly.Mobile payment method via NFC faces significant challenges for wide and fast adoption, due to lack of supporting infrastructure, complex ecosystem of stakeholders, and standards.Some phone manufacturers and banks, however, are enthusiastic.Although the concept of using non-coin-based currency systems has a long history,.In developing countries mobile payment solutions have been deployed as a means of extending financial services to the community known as the "unbanked" or "underbanked", which is estimated to be as much as 50% of the world's adult population, according to Financial Access' 2009 Report "Half the World is Unbanked".This type of mobile payment method, which is prevalent in Asia, In the predominant model for SMS payments, the consumer sends a payment request via an SMS text message or an USSD to a short code and a premium charge is applied to their phone bill or their online wallet.The merchant involved is informed of the payment success and can then release the paid for goods.
It is a true alternative payment method that does not require the use of credit/debit cards or pre-registration at an online payment solution such as Pay Pal, thus bypassing banks and credit card companies altogether.
Since SMS lacks end-to-end encryption, such solutions employ a higher-level security strategies known as 'tokenization' and 'target removal' whereby payment occurs without transmitting any sensitive account details, username, password, or PIN.
To date, point-of-sales mobile payment solutions have not relied on SMS-based authentication as a payment mechanism, but remote payments such as bill payments, and membership or subscription renewals are commonplace.
Remembering keywords is not required since sessions are initiated by the enterprise to establish a transaction specific context.
Reply messages are linked to the proper session and authenticated either synchronously through a very short expiry period (every reply is assumed to be to the last message sent) or by tracking session according to varying reply addresses and/or reply options.
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Benefits include: However, unless the mobile account is directly charged through a mobile network operator, the use of a credit/debit card or pre-registration at online payment solution such as Pay Pal is still required just as in a desktop environment.