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Your basement could be better from a fire-protection standpoint; there's usually less down there to burn, Soos says.
But if your home is located in a flood-prone area, the safe might be at greater risk in the basement.
But if you want to safeguard hard-to-replace items such as family photos, birth certificates, passports, and tax records while keeping them close at hand, a safe could be a relatively inexpensive solution.
Safes in the range of 1.2 to 1.3 cubic feet cost about 0 to 0.
A fairly common home-safe capacity is 1.2 to 1.3 cubic feet, which should easily accommodate a foot-high stack of 8½- by 11-inch papers, for example.
Most home safes are designed to protect their contents from fire, theft, or both. We don't test safes here at Consumer Reports, but many are tested by independent organizations such as Underwriters Laboratories (UL) and Intertek (which uses the ETL mark).
Other safes can be concealed in a wall or anchored in a concrete floor.
Water resistance Protection against water tends to be an added feature of home safes that are also fire- or theft-resistant.